HDB

A Single’s Guide to Buying a HDB Flat in Singapore In a nutshell: Singles in Singapore can buy a Housing and Development Board (HDB) flat under two schemes: the Single Singapore Citizen Scheme (SCSS) or the Joint Singles Scheme (JSS). Options include 2-room Flexi BTO flats, resale flats (excluding 3-gen), and executive condominiums (ECs) under JSS (with some restrictions). Tools like MyHome...

CPF Rules for Property Purchasing in Singapore: A Comprehensive Guide The Central Provident Fund (CPF) is a vital component of Singapore’s social security system, helping Singaporeans save for retirement, healthcare, and housing. When it comes to purchasing property, CPF plays a significant role. Understanding the CPF rules for property purchases can help you make informed decisions and maximize...

When it comes to purchasing a property in Singapore, one of the most important decisions you’ll face is whether to buy a resale flat or a new launch. Both options have their pros and cons, and the right choice depends on your personal preferences, budget, and long-term goals. In this article, we’ll compare the key differences between resale flats and new launches to help you make an informed...

Selling your HDB flat at the right time can significantly impact your returns. In real estate, timing is everything, and choosing the perfect moment to sell can turn a good deal into a great one. Here are some key factors to consider to help you time your sale and maximize your returns. 1. Assess Demand in Your Area Demand varies by location, and when demand is high in your area, it’s a great...

Upgrading from a Housing and Development Board (HDB) flat to a condominium (condo) is a significant step in Singapore's property market. For many, it marks the transition from public housing to private property, and it comes with both emotional and financial considerations. While the decision to upgrade may be driven by lifestyle factors, there are several financial advantages that homeowners can enjoy...

When it comes to selling your HDB flat, Condo or landed house, every seller wants to secure the highest possible price. But why would potential buyers be willing to pay above the current market rate? What influences a buyer’s perception of value when determining how much to offer for your flat? Below, I’ll share key strategies that can help you achieve a good selling price for your flat....

The Importance of HDB Flat Selling Timeline Planning When selling your existing HDB flat and purchasing a new HDB BTO flat or Condo, effective timeline planning is crucial for a smooth transition from selling your current home to collecting the keys for your new BTO flat or Condo. When Should I Sell My Existing HDB Flat When Receive BTO Keys Collection Notice or While Waiting for HDB BTO...

As 2024 draws to a close, it’s a great time to relax, reflect, and set resolutions for the year ahead. One key resolution could be planning the next step in your property journey. In this video, I will share with you the available new HDB flats that will soon reach the end of their Minimum Occupation Period (MOP). Owners of these flats can begin marketing them once they complete their MOP next year....

Purchasing an HDB resale flat is an exciting milestone, but it also comes with the responsibility of understanding your financing options. With various types of loans available, it’s essential to know which option suits your financial situation and home ownership goals. In this article, I’ll walk you through the different HDB resale flat financing options and explain how bank mortgage refinancing can...